A credit card
is a loan facility provided by a bank or financial institution. It allows users
to shop or pay bills within a set limit, with the requirement to repay the
amount within a specific timeframe.
Before using
a credit card, you must understand the bank-defined credit limit, billing
cycle, and the payment deadline, known as the due date.
Generally, if
you pay the entire bill within the scheduled time, you do not have to pay any
interest. However, failing to pay the bill on time...
